Fixed-Rate

Feel stable and secure in your home with a fixed-rate mortgage!

• Interest rate and monthly principal and interest (P&I) remain the same for the life of the loan
• Variety of terms available
• Predictable monthly payments make budgeting simple
• Protection from possible rising interest rates for the life of the loan
• May be a good choice if you plan to stay in your home for a longer period of time

Adjustable-Rate

Life sometimes takes you to new places. An adjustable-rate mortgage can help you stay flexible!

• Interest rates and monthly principal and interest (P&I) payments stay the same for defined period of time, then may increase or decrease for remainder of the loan
• Variety of terms available
• Typically offer a lower initial interest rate
• Includes an interest rate cap limiting the maximum amount your P&I can increase 
• May provide flexibility if you expect future income growth or plan to move in the near future

Loan Options